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GoldVisit.com USA Corporation is a nationally licensed residential mortgage banking operation providing first and second mortgages of all product types to consumers. We are an entity that has the following attributes including:
- Strong financial backing;
- Ownership of proven “state of the art” integrated origination to funding internet based mortgage technology software solution that incorporates a best price / best product search engine (an end-to-end technology platform that is second to no one in the industry);
- Full service mortgage bank with wide array of core investors;
- Better pricing than you would receive via a mortgage broker from investors;
- As a mortgage bank, you do not have to disclose yield spread premiums;
- Increased yield spread premiums on all products (up to 4% premium pricing);
- Access to more lenders on mortgage banking business, but also the flexibility to broker loans that GoldVisit.com USA can’t do internally;
- Competitive compensation plans;
- Multi-State licensed (over 40 states);
- FHA/VA approved;
- Ownership of the domain name www.GoldVisit.comusa.us (intranet) and approximately 12 other variations that provide branding capabilities.
- Personalized Loan Officer Websites with significant functionality including a mini application, calculators, educational information for consumers, FAQ items for consumers, and much much more;
- Every originator/employee receives an @GoldVisit.comusa.us email address;
- Marketing support to assist you in increasing your business;
- Ongoing training and technical support;
- Significant mortgage industry expertise, both operationally and technology oriented.
Our founder realized long ago that to succeed in any interest rate environment in the mortgage industry, a strong end-to-end integrated mortgage technology, coupled with both a strong balance sheet and sustainable business model, was essential. This vision included that control or “ownership” of this technology would create long-term proprietary benefits due to the ability to control the enhancement of the system. The ownership of this highly functional technology has positioned GoldVisit.com USA to compete with the large mortgage firms while retaining our small company culture and service level.
We are utilizing this financial strength and mortgage technology to grow the GoldVisit.com USA platform through both internal marketing/recruitment as well as through strategic acquisitions. Our primary growth model includes retail/affiliated network broker development as well as continued growth of our nationwide call center operation. Strategic acquisitions include well-run retail and/or affiliated network broker operations that complement our operational and geographic strategy. We have positioned GoldVisit.com USA Corporation as a mortgage bank that is well capitalized to minimize warehouse financing rates/costs as well as alternative mortgage execution channels to maximize the execution on each and every loan.
The officers of GoldVisit.com USA recognize that many challenges will face mortgage bankers/brokers in the coming years including the interest rate environment, lack of integrated technologies, regulatory issues, and general competition. The entities that have strong business models (service, technology, products), are well capitalized, and have strong, cost effective end-to-end technology solutions will prosper in both the short and long term. This is the premise that GoldVisit.com USA was built and operates under today.
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